Terms & Conditions

Effective Date: April 29th, 2026
Last Updated: April 29th, 2026

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These Terms and Conditions (“Terms”) govern your access to and use of the NOA Intelligence website, beta application, waitlist, related products, services, software, features, content, and communications collectively referred to as the “Service.”

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The Service is operated by NOA Intelligence, Inc. (“NOA,” “we,” “us,” or “our”).

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By accessing or using the Service, joining the waitlist, creating an account, or participating in beta access, you agree to these Terms. If you do not agree, do not use the Service.

NOA is a promptless intelligent companion designed to help users organize context, receive reports, surface priorities, identify possible next steps, and move through life and work with greater clarity.

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NOA may use artificial intelligence, machine learning, automation, connected application data, user-provided information, and third-party services to generate summaries, reports, recommendations, suggested tasks, notifications, and other outputs.

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NOA is an assistive tool. It does not replace your judgment, professional advice, or personal responsibility.

NOA is currently in beta. This means the Service may be experimental, incomplete, unavailable, inaccurate, or subject to change.

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During beta, we may:

• Add, remove, or modify features

• Limit access to certain users

• Pause or discontinue features

• Collect feedback and diagnostic information

• Test integrations, reports, automations, and user experience flows

• Restrict or terminate beta access at any time

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You understand that beta services may contain bugs, errors, interruptions, or incomplete functionality.

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You should not rely on beta features for critical decisions, emergency situations, medical needs, financial decisions, legal decisions, employment decisions, or other high-impact matters.

You must be at least 18 years old, or the age of majority in your jurisdiction, to use NOA.

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By using the Service, you represent that:

• You are legally able to enter into these Terms

• The information you provide is accurate

• You will use the Service only for lawful purposes

• You will comply with these Terms and all applicable laws

To use certain features, you may need to create an account or receive beta access approval.

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You are responsible for:

• Maintaining the confidentiality of your login credentials

• All activity that occurs under your account

• Keeping your account information accurate

• Promptly notifying us of unauthorized access or security concerns

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We may suspend or terminate your account if we believe your account has been compromised, misused, or used in violation of these Terms.

NOA may allow you to connect third-party applications, platforms, accounts, or services. These may include productivity tools, calendars, communication tools, storage services, financial services, health-related tools, or other integrations, depending on what is available during beta or future releases.

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By connecting a third-party service, you authorize NOA to access, process, and use information from that service to provide NOA features.

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You are responsible for:

• Reviewing the permissions you grant

• Ensuring you have the right to connect third-party accounts

• Managing or revoking third-party permissions

• Understanding that third-party services are governed by their own terms and privacy policies

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NOA is not responsible for third-party services, third-party content, third-party outages, or changes made by third-party providers.

NOA may generate reports, summaries, suggested priorities, recommendations, action items, notifications, or other AI-powered outputs.

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You understand and agree that:

• AI-generated outputs may be inaccurate, incomplete, outdated, biased, or inappropriate

• NOA may misunderstand context or fail to identify important information

• You are responsible for reviewing outputs before relying on them

• You remain responsible for your decisions, actions, and omissions

• NOA does not guarantee any particular result, outcome, productivity improvement, financial benefit, health benefit, professional result, or life outcome

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NOA is not a substitute for professional advice, including legal, financial, tax, medical, mental health, employment, or emergency advice.

NOA is not designed for emergencies.

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Do not use NOA to request, manage, or respond to emergencies. If you are experiencing an emergency, contact emergency services or appropriate professionals immediately.

“User Content” means information, text, files, feedback, messages, connected app data, prompts, notes, instructions, preferences, or other content you submit, upload, authorize, or make available to NOA.

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You retain ownership of your User Content.

By using the Service, you grant NOA a limited license to access, process, store, transmit, display, analyze, and use your User Content as necessary to:

• Provide the Service

• Generate reports, summaries, outputs, and recommendations

• Maintain and improve the Service

• Debug, secure, and test the Service

• Comply with legal obligations

• Enforce these Terms

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We will handle personal information in accordance with our Privacy Policy.

If you provide ideas, suggestions, comments, bug reports, feature requests, or other feedback, you grant NOA the right to use that feedback without restriction or compensation.

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This helps us improve the product during beta and beyond.

The Service, including the NOA name, brand, logo, software, design, user interface, workflows, models, systems, architecture, documentation, content, and related intellectual property, is owned by NOA or its licensors.

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Except for the limited right to use the Service under these Terms, you do not receive any ownership rights in NOA’s intellectual property.

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You may not copy, modify, distribute, sell, lease, reverse engineer, decompile, scrape, reproduce, or create derivative works from the Service unless we give you written permission.

You agree not to use the Service to:

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• Violate any law or regulation

• Infringe the rights of others

• Upload or transmit harmful, illegal, deceptive, abusive, or malicious content

• Attempt to gain unauthorized access to NOA systems or user accounts

• Interfere with the security or performance of the Service

• Reverse engineer or extract source code, models, prompts, systems, or underlying architecture

• Use automated systems to scrape, overload, or abuse the Service

• Use NOA to create spam, phishing, fraud, malware, or deceptive content

• Misrepresent AI-generated outputs as verified human or professional advice

• Use the Service for high-risk decisions without independent human review

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We may investigate and take action against violations, including suspension or termination of access.

Some NOA features may be free, while others may require payment.

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If paid plans are offered, pricing, billing terms, renewal terms, cancellation terms, and refund policies will be provided at the time of purchase.

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Unless otherwise stated:

• Fees are charged in advance

• Payments are non-refundable except as required by law

• We may change pricing with notice

• You are responsible for applicable taxes

• Failure to pay may result in suspension or termination of paid features

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During beta, some paid features may be offered on a limited, discounted, experimental, or invitation-only basis.

We may update, modify, suspend, limit, or discontinue any part of the Service at any time.

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We do not guarantee that the Service will be available, uninterrupted, secure, accurate, or error-free.

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We are not liable for delays, downtime, data loss, integration failures, third-party outages, or unavailable features.

Your use of the Service is also governed by our Privacy Policy, which explains how we collect, use, disclose, and protect information.

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By using NOA, you acknowledge that you have reviewed the Privacy Policy.

Some beta features, designs, workflows, documentation, screenshots, outputs, or communications may be confidential or not publicly released.

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If we identify beta materials as confidential, or if the confidential nature is reasonably clear, you agree not to disclose them without our written permission.

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This does not prevent you from sharing your own personal experience with NOA unless we have separately agreed to specific confidentiality restrictions.

The Service is provided on an “as is” and “as available” basis.

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To the fullest extent permitted by law, NOA disclaims all warranties, whether express, implied, statutory, or otherwise, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, security, and reliability.

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We do not warrant that:

• The Service will meet your expectations

• The Service will be uninterrupted or error-free

• AI outputs will be accurate or complete

• Reports or recommendations will be reliable

• Integrations will always work

• The Service will be free of harmful components

• Any specific outcome will result from using NOA

To the fullest extent permitted by law, NOA and its officers, directors, employees, contractors, affiliates, partners, agents, and licensors will not be liable for any indirect, incidental, consequential, special, exemplary, punitive, or lost-profit damages arising from or related to your use of the Service.

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This includes damages related to:

• Lost data

• Lost profits

• Lost opportunities

• Business interruption

• Reliance on AI outputs

• Failed integrations

• Unauthorized access

• Service interruptions

• User decisions based on NOA outputs

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To the fullest extent permitted by law, NOA’s total liability for any claim arising out of or related to the Service will not exceed the greater of:

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(a) the amount you paid to NOA in the three months before the claim arose; or
(b) $100.

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Some jurisdictions do not allow certain limitations of liability, so some of these limitations may not apply to you.

You agree to defend, indemnify, and hold harmless NOA and its officers, directors, employees, contractors, affiliates, partners, agents, and licensors from any claims, damages, losses, liabilities, costs, and expenses, including reasonable attorneys’ fees, arising from or related to:

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• Your use of the Service

• Your User Content

• Your violation of these Terms

• Your violation of law

• Your violation of another person’s rights

• Your use or misuse of AI outputs

• Your connection of third-party accounts or services

You may stop using the Service at any time.

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We may suspend or terminate your access at any time if:

• You violate these Terms

• We believe your use creates legal, security, operational, or reputational risk

• We discontinue the Service or a beta program

• We are required to do so by law

• Your account is inactive or incomplete

• You misuse the Service or connected integrations

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After termination, certain provisions of these Terms will continue to apply, including intellectual property, disclaimers, limitation of liability, indemnification, dispute resolution, and any payment obligations incurred before termination.

We may update these Terms from time to time.

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If we make material changes, we will provide notice where appropriate, such as by posting the updated Terms, updating the “Last Updated” date, emailing users, or providing in-product notice.

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Changes will not apply retroactively where prohibited by law.

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Your continued use of the Service after updated Terms become effective means you accept the updated Terms.

These Terms are governed by the laws of the State of Delaware, without regard to conflict of law principles.

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If NOA Intelligence, Inc. is not incorporated in Delaware, replace Delaware with the correct state of formation or preferred governing law.

Before filing a formal claim, you agree to first contact us at team@hinoa.io and attempt to resolve the dispute informally.

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If the dispute cannot be resolved informally, the parties agree that disputes will be resolved in the state or federal courts located in United States, Florida, unless applicable law requires otherwise.

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You and NOA waive the right to a jury trial to the fullest extent permitted by law.

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Optional arbitration language can be added later, but for a basic beta launch, court venue language is simpler and easier to understand.

If you access NOA through the Apple App Store, Google Play Store, or another app marketplace, your use may also be subject to that marketplace’s terms, policies, and payment rules.

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If there is a conflict between these Terms and an app marketplace’s required terms, the marketplace terms may apply only to the extent required.

For questions about these Terms, contact us at:

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NOA Intelligence, Inc.
Email: team@hinoa.io
Website: https://hinoa.io