Terms & Conditions

Effective Date: August 12th, 2026
Last Updated: August 12th, 2026

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These Terms and Conditions (“Terms”) govern your access to and use of the NOA Intelligence website, applications, accounts, integrations, beta or preview features, related products, services, software, features, content, and communications, collectively referred to as the “Service.”

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The Service is operated by NOA Intelligence, Inc. (“NOA,” “we,” “us,” or “our”).

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By accessing or using the Service, creating an account, joining a waitlist, connecting an application or account, purchasing a subscription, or participating in beta or preview access, you agree to these Terms.

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If you do not agree to these Terms, do not use the Service.

NOA is an intelligent companion and user context layer designed to help users keep track of information across their connected applications and plans, understand what may require their attention, and identify what to do next.

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Depending on the features available to you, NOA may allow you to connect applications and services, provide plans, priorities, preferences, or constraints, organize contextual information, surface suggested Actions, generate summaries or research, provide reminders and recommendations, and assist with completing certain workflows.

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NOA may use artificial intelligence, machine learning, automation, connected application data, user-provided information, external information sources, and third-party services to provide these features.

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NOA is an assistive tool. It does not replace your judgment, professional advice, or personal responsibility.

Some portions of NOA may be generally available, while others may be offered as beta, preview, experimental, early-access, or invitation-only features.

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Beta or preview features may be incomplete, inaccurate, unavailable, experimental, or subject to change.

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For beta or preview features, we may:

• Add, remove, or modify features

• Limit access to certain users

• Pause or discontinue features

• Collect feedback and diagnostic information

• Test integrations, Actions, research capabilities, automations, memory features, and user experience flows

• Restrict or terminate preview access at any time

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You understand that experimental features may contain bugs, errors, interruptions, or incomplete functionality.

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You should not rely on NOA, particularly experimental features, for emergency situations or as the sole basis for medical, financial, legal, employment, safety, or other high-impact decisions.

You must be at least 13 years old to create an account or use NOA.

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NOA is not intended for children under 13. If you are under 13, you may not create an account, connect applications or accounts, or provide personal information to NOA.

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If you are at least 13 but have not reached the age at which you may independently enter into agreements where you live, you may use NOA only with the permission of your parent or legal guardian.

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Your parent or legal guardian should review these Terms with you. Where applicable law requires authorization from a parent or legal guardian for your use of the Service, processing of your information, or entry into these Terms, that authorization must be provided before you use the applicable Service.

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If you are a parent or legal guardian authorizing a minor to use NOA, you acknowledge the minor’s use of the Service and agree to be responsible for their use to the extent permitted by applicable law.

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Some jurisdictions may impose a higher age for independent consent to certain processing of personal information. Some connected applications, payment providers, marketplaces, or individual NOA features may also impose their own age requirements. Where a higher age or parental authorization is required by applicable law or a third-party service, those additional requirements apply.

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By using the Service, you represent that:

• You satisfy the age requirements described above

• Any required parent or legal guardian authorization has been obtained

• The information you provide, including age-related information, is accurate

• You will use the Service only for lawful purposes

• You will comply with these Terms and applicable law

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If we reasonably believe an account belongs to a person under 13, or that required parental or guardian authorization has not been obtained, we may restrict or suspend the account and take appropriate steps regarding associated information in accordance with applicable law and our Privacy Policy.

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We may use reasonable methods to confirm age or eligibility when necessary to comply with applicable law, enforce these Terms, or protect users.

To use certain features, you may need to create an account, authenticate through a supported provider, or receive access approval.

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You are responsible for:

• Maintaining the confidentiality of your login credentials

• Activities that occur through your account

• Keeping your account information accurate

• Using reasonable safeguards to protect your account

• Promptly notifying us of unauthorized access or security concerns

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You may not impersonate another person, create an account using false identity information, or access another person's account without authorization.

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If you are a minor, your parent or legal guardian may assist you with account management where permitted or required by applicable law.

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We may suspend, restrict, or terminate an account if we believe it has been compromised, misused, fraudulently created, or used in violation of these Terms.

NOA may allow you to connect third-party applications, platforms, accounts, or services.

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Depending on what is supported, these may include calendars, email services, communication platforms, productivity applications, task-management services, storage services, and other applications or data sources.

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When you connect a third-party service, you authorize NOA to access and process information made available through the permissions you grant for the purpose of providing the Service.

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This may include reading, retrieving, organizing, indexing, summarizing, analyzing, or otherwise processing authorized information so NOA can provide personalized context, Actions, reminders, research, recommendations, assistance, or other features.

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You are responsible for:

• Reviewing the permissions you grant

• Ensuring you have the right to connect an account or provide its information to NOA

• Managing or revoking third-party permissions

• Following the terms applicable to the connected service

• Understanding that third-party services have their own privacy practices and terms

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You may disconnect supported integrations through NOA or the applicable third-party provider. Information previously obtained through an integration may remain subject to retention practices described in our Privacy Policy.

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NOA does not control and is not responsible for third-party services, third-party content, third-party outages, changes to third-party APIs or permissions, or decisions made by third-party providers.

Some features may stop working or behave differently if a connected service modifies or removes access.

NOA may generate or surface suggested Actions, summaries, reminders, recommendations, priorities, research, contextual information, notifications, assisted workflows, or other AI-powered outputs (“Outputs”).

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An “Action” may identify something NOA believes could require your attention or represent a useful thing for you to do based on available context.

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Outputs may be generated from information you provide, information available through connected services, previously saved context, external sources, automated processing, or combinations of these sources.

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You understand and agree that:

• Outputs may be inaccurate, incomplete, outdated, biased, inappropriate, or irrelevant

• NOA may misunderstand your context, plans, priorities, intentions, or constraints

• NOA may fail to identify information that is important to you

• External information used in research or recommendations may be inaccurate or change after NOA accesses it

• You are responsible for reviewing Outputs before relying on or acting on them

• You remain responsible for your decisions, actions, and omissions

• NOA does not guarantee that an Action is the best, safest, or only thing you should do

• NOA does not guarantee any particular productivity improvement, financial benefit, health benefit, professional result, educational result, relationship outcome, or other life outcome

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Certain features may allow NOA to assist you in taking or completing an action through NOA or a connected service.

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When you request or authorize NOA to assist with an action, you are responsible for reviewing the request, its intended recipient or destination, and any material information before authorizing it when review is available.

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NOA is not a substitute for professional advice, including legal, financial, tax, medical, mental health, employment, or emergency advice.

NOA is not an emergency service and is not designed to identify, manage, or respond to emergencies.

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Do not rely on NOA to contact emergency services, identify an emergency, or provide emergency instructions.

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If you are experiencing an emergency, contact the appropriate emergency service or qualified professional directly.

“User Content” means information, text, files, messages, notes, instructions, preferences, plans, priorities, constraints, connected application data, saved context, feedback, or other information that you submit, upload, authorize, connect, or otherwise make available to NOA.

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You retain your rights in your User Content.

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NOA does not claim ownership of your User Content merely because it is stored, organized, summarized, connected, or incorporated into personalized context or memory within the Service.

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By using the Service, you grant NOA a limited, non-exclusive license to access, process, store, organize, transform, retrieve, transmit, display, and analyze User Content as reasonably necessary to:

• Provide and personalize the Service

• Maintain contextual information or memory associated with your account

• Generate Actions, summaries, research, recommendations, and other Outputs

• Operate connected integrations and requested workflows

• Maintain, secure, debug, and test the Service

• Improve the Service as permitted by our Privacy Policy and your available choices

• Comply with legal obligations

• Enforce these Terms

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This license exists only to the extent reasonably necessary for the applicable purposes and does not transfer ownership of your User Content to NOA.

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You represent that you have the rights and permissions necessary to provide or authorize NOA to access your User Content.

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Personal information is handled in accordance with our Privacy Policy.

If you voluntarily provide NOA with ideas, suggestions, comments, bug reports, feature requests, product feedback, or other feedback regarding the Service, you grant NOA permission to use that feedback for legitimate business and product-development purposes without restriction or compensation to you.

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This provision does not transfer ownership of your unrelated User Content or private connected-app information to NOA.

The Service, including the NOA name, brand, logos, software, design, user interface, workflows, models, systems, architecture, documentation, original content, and related intellectual property, is owned by NOA or its licensors.

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Your User Content remains subject to Section 8.

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Except for the limited right to access and use the Service under these Terms, you do not receive ownership rights in NOA's intellectual property.

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Unless expressly permitted by NOA or applicable law, you may not:

• Copy or reproduce substantial portions of the Service

• Modify, distribute, sell, lease, or sublicense the Service

• Reverse engineer, decompile, or attempt to extract source code

• Scrape or systematically extract protected Service content

• Circumvent technical restrictions

• Create derivative products using protected NOA technology or intellectual property

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Nothing in these Terms restricts rights that cannot legally be restricted.

You agree not to use the Service to:

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• Violate any applicable law or regulation

• Infringe the rights of others

• Exploit, endanger, groom, abuse, or sexually exploit minors

• Upload or transmit unlawful, malicious, deceptive, or abusive content

• Harass, threaten, or impersonate another person

• Attempt to gain unauthorized access to NOA systems or another user's account

• Interfere with the security, integrity, or performance of the Service

• Reverse engineer or improperly extract source code, models, protected system instructions, systems, or underlying architecture

• Use automated systems to scrape, overload, disrupt, or abuse the Service

• Use NOA to create or distribute spam, phishing, fraud, malware, or deceptive content

• Circumvent access, safety, age, payment, or security restrictions

• Misrepresent AI-generated Outputs as verified human or professional advice

• Use the Service as the sole basis for high-risk decisions where independent human review is reasonably required

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We may investigate suspected violations and take appropriate action, including restriction, suspension, or termination of access.

NOA may offer different service tiers, subscriptions, trial periods, add-ons, or other paid and unpaid offerings.

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Features, usage limits, pricing, trial periods, renewal terms, and other plan conditions may differ between offerings and may change over time.

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The specific terms applicable to a purchase will be presented at or before the time of purchase.

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Where applicable:

• Fees may be charged in advance

• Subscriptions may renew automatically until canceled

• You authorize recurring charges when you purchase an automatically renewing subscription

• Renewal timing and cancellation instructions will be disclosed before purchase

• Payments are non-refundable except where otherwise stated or required by law

• We may change pricing for future billing periods after providing any notice required by law

• You are responsible for applicable taxes

• Failure to pay may result in restriction or suspension of paid features

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If you are below the age at which you may independently make purchases where you live, purchases may be made only with authorization from your parent or legal guardian and in accordance with applicable payment-provider or app-marketplace rules.

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If you purchase NOA through an app marketplace or third-party payment provider, billing, cancellation, refund, and payment processing may also be governed by that provider's terms.

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NOA may offer promotional, discounted, invitation-only, experimental, or limited-access plans from time to time.

NOA is an evolving service.

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We may add, update, modify, limit, replace, suspend, or discontinue features, integrations, models, service tiers, or other portions of the Service.

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We do not guarantee that every feature will remain available or that every integration will continue to function.

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To the extent permitted by law, we do not guarantee that the Service will always be uninterrupted, secure, accurate, complete, or error-free.

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NOA is not responsible for disruptions caused by third-party outages, changes to external services, internet connectivity, device failures, or circumstances outside our reasonable control.

Your use of the Service is also governed by our Privacy Policy, which explains how we collect, use, disclose, retain, and protect personal information.

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By using NOA, you acknowledge that you have had an opportunity to review the Privacy Policy.

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If you are a minor, you should review the Privacy Policy with your parent or legal guardian.

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NOA is intended for users who are at least 13 years old. We do not knowingly permit children under 13 to maintain accounts.

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If we learn that personal information has been collected from a child under 13 in circumstances where collection is not permitted, we may take steps to restrict the account and delete, obtain required authorization for, or otherwise handle that information as required by applicable law.

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Age-related privacy rights and consent requirements may vary depending on where you live.

Certain beta, preview, experimental, internal, or invitation-only features may involve designs, workflows, documentation, screenshots, functionality, Outputs, or communications that have not been publicly released.

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If NOA expressly identifies materials as confidential, or you have separately agreed to confidentiality restrictions, you agree to comply with those restrictions.

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This section does not prevent you from sharing your own personal experience with generally available NOA features unless you have separately agreed otherwise.

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

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TO THE FULLEST EXTENT PERMITTED BY LAW, NOA DISCLAIMS WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, SECURITY, AND RELIABILITY.

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WE DO NOT WARRANT THAT:

• The Service will meet your expectations

• The Service will always be available, uninterrupted, or error-free

• AI-generated Outputs will be accurate, complete, or appropriate

• Actions or recommendations will identify everything requiring your attention

• Research will always contain current or accurate information

• Connected integrations will always work

• Information will never be lost

• The Service will be entirely secure or free of harmful components

• Any specific outcome will result from using NOA

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Nothing in these Terms excludes warranties or rights that cannot lawfully be excluded.

TO THE FULLEST EXTENT PERMITTED BY LAW, NOA AND ITS OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AFFILIATES, PARTNERS, AGENTS, AND LICENSORS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE, OR LOST-PROFIT DAMAGES ARISING FROM OR RELATED TO YOUR USE OF THE SERVICE.

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This includes, to the extent permitted by law, damages associated with:

• Lost or unavailable data

• Lost profits

• Lost opportunities

• Business interruption

• Reliance on AI-generated Outputs

• Actions or recommendations that were inaccurate, incomplete, or not surfaced

• Failed integrations

• Third-party information or services

• Unauthorized access

• Service interruptions

• Decisions made based on NOA Outputs

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TO THE FULLEST EXTENT PERMITTED BY LAW, NOA'S TOTAL LIABILITY FOR CLAIMS ARISING OUT OF OR RELATED TO THE SERVICE WILL NOT EXCEED THE GREATER OF:

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(a) the amount you paid directly to NOA during the three months immediately preceding the event giving rise to the claim; or
(b) $100 USD.

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Some jurisdictions do not permit certain exclusions or limitations of liability. In those jurisdictions, these limitations apply only to the maximum extent permitted by law.

To the extent permitted by applicable law, you agree to defend, indemnify, and hold harmless NOA and its officers, directors, employees, contractors, affiliates, partners, agents, and licensors from claims, damages, losses, liabilities, costs, and expenses, including reasonable attorneys' fees, arising from or related to:

• Your misuse of the Service

• Your User Content

• Your violation of these Terms

• Your violation of applicable law

• Your violation of another person's rights

• Your unauthorized use or misuse of AI-generated Outputs

• Your unauthorized connection of third-party accounts or services

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This section does not apply to the extent a claim results from NOA's own conduct for which liability cannot lawfully be excluded or shifted to you.

You may stop using the Service at any time.

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You may also request account deletion or exercise available data rights as described in our Privacy Policy and account controls.

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We may restrict, suspend, or terminate access if:

• You violate these Terms

• You do not satisfy applicable eligibility or age requirements

• We reasonably believe your use creates legal, safety, security, or operational risk

• We discontinue the Service or an applicable feature or program

• We are required to do so by law

• Your account has been compromised

• You misuse the Service or connected integrations

• Payment required for a paid feature has not been received

 

Where appropriate, we may provide notice before termination, but we are not required to do so when immediate action is reasonably necessary for security, legal compliance, fraud prevention, user safety, or protection of the Service.

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Following termination, provisions that by their nature should survive will continue to apply, including intellectual property, disclaimers, limitation of liability, indemnification, dispute resolution, and payment obligations incurred before termination.

We may update these Terms from time to time as NOA, applicable law, or our business practices evolve.

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If we make material changes, we will provide notice where appropriate, which may include:

• Posting updated Terms

• Updating the “Last Updated” date

• Providing notice within the Service

• Sending notice to the email associated with your account

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Where required by applicable law, we may request renewed consent or acceptance before material changes take effect.

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Changes will not apply retroactively where prohibited by law.

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Your continued use of the Service after updated Terms become effective constitutes acceptance of the updated Terms to the extent permitted by applicable law.

These Terms are governed by the laws of the State of Delaware, without regard to its conflict-of-law principles, except to the extent applicable consumer protection or other mandatory laws require otherwise.

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Nothing in this section deprives you of protections that cannot be waived under the laws applicable where you reside.

Before filing a formal claim regarding the Service, you agree to first contact NOA at team@hinoa.io and attempt, in good faith, to resolve the dispute informally.

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If a dispute cannot be resolved informally, disputes will be resolved by a court of competent jurisdiction in Delaware, unless applicable law requires a different forum or gives you a non-waivable right to bring a claim elsewhere.

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To the fullest extent permitted by law, you and NOA waive the right to a jury trial.

Nothing in this section prevents either party from seeking emergency or injunctive relief where legally appropriate.

If you access or purchase NOA through the Apple App Store, Google Play Store, or another application marketplace, your use of the Service may also be subject to the applicable marketplace's terms, policies, age requirements, payment terms, and refund rules.

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The marketplace provider is not responsible for NOA except to the extent required by its applicable terms or law.

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If these Terms conflict with mandatory marketplace terms, the marketplace terms will control only to the extent required.

For questions about these Terms, contact us at:

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NOA Intelligence, Inc.
Email: team@hinoa.io
Website: https://hinoa.io